Hello Fintech Friends,

We’re taking this year to spend more time focused on you: what you like about This Week in Fintech, what could be improved, and what you’d want to see us do next.

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😊 / 😔 Let us know how we’re doing.

And please find another week of fintech financing events below.

UK fintech funding overall fell by 8% in 2022, from $13.5 to $12.5 billion - but Scottish fintech was a brightpoint, with 200% growth in funding to £305 million.

💸 Venture Financing

1. Xpansiv, an infrastructure provider for environmental investing markets, raised $125 million from backers including Bank of America and Goldman Sachs.
2. Paytient, a health payment accounts provider, raised a $33 million Series B and $7.5 million in debt.
3. Fractal Homes, a UK-based fractional home investing startup, raised a $30 million seed round.
4. Butter Payments, a subscription payments provider to enterprise businesses, raised a $21.5 million Series A.
5. Gynger, a lender to cover software purchases, raised $11.7 million in seed funding and $10 million in lending debt.
6. The Easy Co, a social crypto wallet, raised $14.2 million in seed funding.
7. Mondu, a German B2B payments provider, raised a $13 million Series A extension.
8. 40Seas, an Israeli platform for cross-border trade finance, raised $11 million in seed funding and $100 million in lending debt.
9. Penta, a Swiss small business banking startup, raised €3 million.
10. Canary, a platform for enabling employers to set up emergency relief funds for workers, raised $2.9 million from Capital One.
11. C14, a crypto on-ramp, raised $2.5 million in seed funding.
12. Cryptiony, a Polish crypto tax automation provider, raised a €500k pre-seed to expand into the UK.
13. AccessFintech, a capital markets software builder, raised additional funding from BNP Paribas.
14. Stripe trimmed its internal valuation to $63 billion.

💰 Venture Funds

• Mendoza Ventures, a female and Latinx-led fintech venture firm, raised the first $100 million of a fund anchored by Bank of America and Grasshopper Bank.