Welcome back!

In our third episode of the How Money Moves Podcast, we talked to Sophia Goldberg, Co-Founder and CEO of Ansa, and Eric Rosenthal, Chief Strategy Officer at Rapyd.

These payments experts dove into the key differences in payments around the world, the biggest misunderstandings they see of how money moves, and what they think the biggest innovation in payments will be over the next 5 years.

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Lastly, thanks to this week’s sponsors, Lithic and Array!

Whether you're a venture-backed startup or a mature company looking for robust APIs that can reliably handle your card transaction volume, Lithic may be the right choice. Contact their sales team at ⁠Lithic.com to learn more.

Array offers embeddable tools that integrate seamlessly into your fintech platform, from identity and privacy protection to credit monitoring. Array helps fintechs fast-track their innovation, generate revenue, and enhance user experience. Visit www.array.com/TWIF to learn more.

🎧How Money Moves Podcast: Payments Around the World with Sophia Goldberg and Eric Rosenthal

In our third episode, we talked to Sophia Goldberg, Co-Founder and CEO of Ansa, and Eric Rosenthal, Chief Strategy Officer at Rapyd. These payments experts d

Apple Podcasts

Transcript:

Julie: So Matt and I are hosting a payment series for this week in FinTech, and I'm really excited to have you guys on here. I think we'll cover a lot of different areas of payment in each of the episodes that we do. But today, in particular, with you two, I want to dive into the economics of payments. But to start, Sophia, I'll have you answer this first, but tell me a little bit about how you got into payments and what part of the payments ecosystem you're currently sitting in.

Sophia: Yeah, happy to, and thanks for having me both. So I, I like to say, no one really grows up thinking about, working in payments someday, but I've always really loved and been fascinated [00:03:00] by what I call like the physical mechanisms. Excuse me, of the global economy. So like the things that make commerce work.

And nearly a decade ago, heard about this Dutch company called Adyen, applied for a job, started and realized, Oh, this is really interesting. And so I've spent the better part of the last decade diving deep into payments and trying to just learn everything I can. I also realized learning payments is really hard.

So I wrote the book, The Field Guide to Global Payments to pay it forward a little bit, help other folks learn. And, saw across enterprise use cases globally while I was at Adyen for many years across commercial and product roles.

And one of those themes I saw in my time, there was like this disjointedness between where commerce exists today and where payment rails are today. That's true globally. That's especially true here in the U S of business models are different than they were when the credit card was invented 50 years ago.