Hey Fintechers and Fintech newbies 👋🏽  Regular TWIF readers and those who caught my 1st write-up on PayPal a few months back should already know me, but for those who don't, Hello! I'm Jas Shah, a reformed engineer and now fintech product consultant and advisor helping fintechs,

Slowly, slowly: then all at once – Hemingway’s ‘law of motion’ explains how big changes often unfold.   It’s a familiar story in fintech. Consider digital wallets or contactless payments: what began as cautious, incremental adoption eventually reached a tipping point, changing the way many of us pay. In 2024,

In 2020, I wrote “All Roads Lead to Rome,” where I explored the state of consumer fintech and predicted where things might go. Since then, it feels like everything has changed. We’ve seen regulatory shifts, new and fading players, macroeconomic changes, emergent platforms and technology arise, and ecosystems such