Hello, Fintech Friends! When we first introduced the TWIF Index in July, it was underperforming the Nasdaq Composite. With just a couple of weeks left in the year, the TWIF Index is up 57.2%, while the Nasdaq Composite and the S&P 500 are up 36.9% and

On October 22, the US Consumer Financial Protection Bureau (CFPB) finalized Section 1033 of the Consumer Financial Protection Act, introducing a landmark rule on consumer-authorized financial data sharing. The regulation is designed to enhance consumers' rights, privacy, and control over their personal financial information. By encouraging competition and empowering

Hello, Fintech Friends! Many things happened since the previous Signals issue on publicly traded fintech companies. Donald Trump won the U.S. Presidential election and the Federal Reserve cut the federal fund rates by another 25 basis points. U.S. banks and fintech companies also reported their third-quarter results (for