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The Future of Fintech: According to Experts and the TWIF Community

If you’re reading this, it means you (almost) survived another Money 20/20, congratulations!

Last year, we did a survey of over a dozen fintech experts as well as dozens of our community members on their outlook for fintech. Here’s a summary of what they said in the middle of 2023:

Cautiously optimistic on the industry overall
Most bullish on Payments, Open Banking, Payroll and the Office of the CFO
Bearish on Crypto, Personal Financial Management and Baas/LaaS
LatAm seen most favorably
Most cautious on Europe and the UK
The earlier the stage of the company, the more bullish people were

One year later, we haven’t seen the IPO window open up, AI is still booming, Stripe bought a stablecoin company, and we’re about to elect a new President in the U.S. So how have their views changed one year later? Let’s dive in!

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