If you’re reading this, it means you (almost) survived another Money 20/20, congratulations! 

Last year, we did a survey of over a dozen fintech experts as well as dozens of our community members on their outlook for fintech. Here’s a summary of what they said in the middle of 2023: 

• Cautiously optimistic on the industry overall 
• Most bullish on Payments, Open Banking, Payroll and the Office of the CFO 
• Bearish on Crypto, Personal Financial Management and Baas/LaaS
• LatAm seen most favorably
• Most cautious on Europe and the UK
• The earlier the stage of the company, the more bullish people were 

One year later, we haven’t seen the IPO window open up, AI is still booming, Stripe bought a stablecoin company, and we’re about to elect a new President in the U.S. So how have their views changed one year later? Let’s dive in!